Peer to Peer Lending, 3 Ways to Earn

I'm always on the lookout for ways to make money online and I discovered something this evening that I hadn't heard of before. It's called peer-to-peer lending and the program works pretty much how it sounds. I need money, you have money, you let me borrow money and I pay you back. Of course, it's a bit more complicated than that, but what a dream come true!


I've actually had this bright idea myself, but I wouldn't have been creative enough to call it peer-to-peer lending. It's a great concept and with the program I found, there are actually 3 ways to earn money. Depending upon which side of the coin your lifestyle ends up on, you'll find that at least 2 of these ways to earn might pertain to you.

1. Borrow Money
You can sign up with this peer-to-peer lending program to borrow money from investors who have money to lend. All you need to do to complete the application is sign up, choose a loan amount, and list your purpose for the loan. Investors will review your criteria and make a decision as to whether or not they think an investment in your is worth their while. Once an investor chooses to loan you money, you'll make a fixed monthly payment toward the loan. You'll also find some great information on the site regarding loan types and ways to get a loan, plus loan calculators and information about rates and fees.

2. Lend Money
If you've got some spare cash to lend, you can join this peer-to-peer lending program to lend money to borrowers for a potential return on your investment.This too, is a simple process and requires some simple information to signup. You'll set your investment criteria, choose which loans you'd like to invest in and then have a portion of borrower payments deposited directly into your account. Enjoy returns of 10.59% on your investment. The site has an excellent FAQ section and many informative links providing answers to your questions.

3. Affiliate with a Peer-to-Peer Lending Company
The third way to make money with peer-to-peer lending is by affiliating with the company and earning commissions for those people that you successfully refer. You guys know by now that I thoroughly research all programs before I recommend them to you. I have checked out the company's FAQs and policies and also research the scam boards to make sure this whole thing is legitimate. I wouldn't want to make a recommendation to you knowing that you'll end up involved in something malicious. If you'd like to earn affiliate commissions for recommending others to this service, signup as an affiliate on ShareaSale and search for Prosper.

Warnings About Peer-to-Peer Lending
When researching information about this peer-to-peer lending company in particular, I did find some less than favorable information; as is usually the case with any online business. If you intend to take the option to invest, you must remember to be extremely careful which borrowers you choose. Like everywhere, there are scam artists that ask for money with no intention of repayment. The company is taking action against scam artists, however, so make sure to read the FAQs and research in-depth before deciding to invest in a great return for your dollar.

The Good News
I read more good reviews than bad ones regarding this particular peer-to-peer lending organization. Many investors raved about the ROI they realized from lending money. Obviously there are many happy borrowers as well. My recommendation is to take a peek at this company and see if they offer an avenue that can help you. Whether you need to borrow money or you'd like to invest and enjoy a return on that investment, it seems like this could be an interesting and lucrative way to accomplish either goal.

Find out more about peer-to-peer lending here.

A unique income stream ...and a great affiliate program to check out

Here's something a little bit different...

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It also comes with a great affiliate program...

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Many thanks,

Jeannie

Make Money Online by Joining an Affiliate Network

Whether you're seasoned at the make money online game, or you are brand new, one of the best ways to make money online is by joining affiliate networks. Affiliate networks offer you a centralized place to apply for and join tons of affiliate programs. Rather than having 'paperwork' for 40 different affiliate programs, you can join an affiliate network and get all your stats, tools, banners, links and payments from one place.

I found an affiliate network today that I really like. InstantDollarz is an affiliate network that offers hundreds of ways to make money online with links, banners and fun programs for your readers and website visitors to enjoy. InstantDollarz has affiliate programs for online surveys, ringtones, free credit reports, horoscopes, psychic networks, coupons and more. Hundreds of programs to choose from, and you can even earn money by referring other affiliates and publishers to the network.

InstantDollarz has a great system for tracking your stats. They also got some fun APIs for locking exclusive content until your visitors click a signup link, and they allow you to incentivize your content. Overall, I'm quite pleased with the affiliate network and affiliate programs that InstantDollarz has to offer. To sign up now and check it out for yourself, check out the banner below:

The Best Survey Affiliate Programs

If you're looking for the best survey affiliate programs to try to make money online, I've got a great list for you. BestSurveyAffiliatePrograms.com is a nice little list of some of the top survey affiliate programs online today.

It takes alot of time to research the best survey affiliate programs so this list should come in very helpful to you if using survey affiliate programs is one way you think you'd like to make money online. Telling all your friends, posting to Twitter, writing articles and posting these affiliate links on your websites will surely get you lots of signups and a good bit of money. Some of these survey affiliate programs pay one time for a referral signup and others pay a percentage over the lifetime earnings of your referrals. The survey affiliate programs that pay lifetime percentages are my favorite since you have the opportunity for unlimited and ongoing residual income.

So go take a look at this great page full of the best survey affiliate programs. Have fun signing up and spreading the word about all these great survey companies.

Awesome Affiliate Program for Video Gamers

I stumbled upon a fantastic affiliate program recently. If you like to play video games on your computer, or you have a site that attracts this type of customer, the Big Fish Affiliate Program might be what you've been looking for!

Anyone you refer to your page gets signed up under your friend space. Anytime they make a purchase, or refer friends, you get paid! And you get paid for a lifetime, or as long as you are a partner with the network.

Get paid 25% for your friends for a lifetime. And the best thing about this program is the games are FANTASTIC! They offer all the games you love, like Escape the Museum, Aveyond, Atlantic, Solitaire. There are over 1000 games to play. This is the real deal...not some faker website. They even verify that their games are virus and spyware free!

This affiliate program offers over 1000 video games available for free download. These video games are beautifully done, extremely popular, high-graphic, with loads of options, music and online stats. These are the $20 video games that you can download instantly with 1 hour of free play, but with the Game Club program, you can get the full version of games for $6.99.

This video game affiliate program has lots of options for linking as well. They give you text links, banners, and full color and specific graphics for any video game you wish to link to and offer to your customers. And the best part is they give you the stats for the Top Ten earners...the #1 is over $200,000. Now that's enough to get me motivated, how about you?




To get started with the video game affiliate program with Big Fish click here to sign up